Group Dental Insurance in Florida | Myths and Facts

In Florida, group dental insurance plans are structured pretty much like medical insurance plans.  That is, they are generally either indemnity or managed care plans.  Indemnity plans usually have more dentists to choose from, but the insurance company only pays after it receives a bill.  That may mean that payment is required up front and then be reimbursed.  Managed care generally maintains its own network of providers from which to choose, so the selection is limited.  These participating dentists submit the claim saving paperwork, and frequently the out-of-pocket costs are lower.  Together these plans can be categorized as PPO, Indemnity, Indemnity with PPO, and Prepaid, and each has its own restrictions and conditions.

These are the basics.  Now for the misconceptions many people carry about dental plans:

If you are thinking about securing group dental coverage in Florida for your employees, or if you are considering changing insurers, contact us at (407) 272-1976 or through this site for a free Florida insurance quote.  Depending on the circumstances, we may be able to provide you with additional information for your participants to clear up any misunderstandings they may have about group dental coverage.