In Florida there are three different categories of benefits available to employees who are injured on the job and require workers comp:

Medical Benefits

As the employer, you are required to pay for the medical treatment for an injured employee.  That includes:

The individual needs to report the injury as work related to the medical providers and to notify his or her employer as soon as possible.  Only the doctor designated by the insurance company is covered; a personal physician does not qualify.  If the employee does not comply with the instructions, like missing scheduled appointments, benefits may be withdrawn.

Compensation

Florida law defines different types of disabilities and determines the amount of compensation.  Each of these must be verified by the attending physician.

Death Benefit

If the employee dies as a result of a work-related injury within one year of the accident or within five years following a determination of continuous disability, benefits are payable for:

All of these benefits cannot exceed a maximum payment of $150,000.00.

If you have more questions or concerns about worker’s compensation benefits in Florida, contact us at (407) 272-1976.  You can also contact us through this website, or request a quote for worker’s compensation insurance rates.