In Florida, there are several strict regulations when it comes to carrying workers compensation insurance. Understanding these regulations is imperative to running a successful and legal business. That being said, business owners who are self-employed need to look into this and understand the laws behind it.
One might think that because they are only employing themselves, that workers comp insurance is not necessary. However, depending on the nature of your career, it may be required of you by law to carry workers comp insurance. For example, construction employers, even if they only employ themselves, are required to carry the insurance.
In other fields, workers compensation insurance may not be required, however having it carries with it many advantages. Here, we will take a look at the benefits of having workers compensation for those who are self-employed in Florida and how you can find great, affordable insurance in the area.
Benefits of Workers Compensation Insurance for Self-Employed Workers
The benefits of workers compensation may be obvious, but in case they aren’t, let’s take a look at a few of the advantages to holding this type of insurance for professionals who are self-employed.
- It protects you from unforeseen financial expenses. Just like other employees, it is possible for you to have an accident while working. It doesn’t matter if you are self-employed or work for a bigger company, accidents happen. That being said, having insurance to cover these accidents can save you a lot of headache, time, and money.
- It ensures that you are protected from large medical bills. If you are injured on the job, workers compensation will cover these costs and ensure that you are able to get the medical treatment you need without breaking the bank.
- As a self-employed employee, you are responsible for you and you alone. That being said, workers compensation will help you in times of need and if ever an accident were to occur, you would not have to pay out of pocket for your medical bills.
Where to Find Affordable Workers Compensation Insurance in Florida?
If you are self-employed and looking for the best and most affordable workers comp insurance for yourself, then ACI Insurance can help. As one of the leading independent insurance agents in Florida, we will provide you with quotes of some of the best and most affordable coverage around.
We have access to over 40 different insurance carriers and will provide you with the best quotes from each until we find the workers compensation insurance that is right for you. Having workers compensation is extremely important for everyone who works, including those who are self-employed. Being prepared is imperative because accidents can happen and you don’t want to get stuck with the bill.
Contact ACI Insurance today for a free quote. We will be sure to find the best quality insurance at the lowest price for you. Feel free to call us for your free quote at (407) 272-1976 or contact us online for a quote. You will find what you need at a great price!