Considering Vehicle Types for Florida Commercial Auto Insurance Policies

When you’re in the market for Florida commercial auto insurance, you need to know how to find the right type of policy. At ACI, with over a dozen years of experience handling small and medium sized business needs for commercial auto policies in Florida, we’re here to help.

There are several different ways to get started with this and it’s generally to get as highly specific as possible with who you are and what you’re doing. So consider these questions to start: what type of vehicle are you driving? What industry are you in, what type of business do you have, and what job are you handling? Are you a business owner, or a contractor?

Starting from there can take you in any number of directions. For instance, consider a tiny spectrum of vehicles that you may be using for your business. You might have your own food truck, or you might be operating an ice cream truck. You could be providing charter buses, church vans, or limousine services. You might have a non-emergency medical transportation truck. You might be delivering refrigerated food or products.

This is, of course, a small smattering of different vehicles you could be using for your business. Meanwhile, each and every one of them represents different forms of risk, also with different costs invested into that vehicle. Each then needs to be protected with a very specific policy that leaves no stone uncovered in terms of providing a perfect, matching fit.

Of course, keep in mind that when you use even a regular car for work tasks, you need a commercial auto policy in place. Even when it doesn’t seem like it, commercial auto may provide you with extra protection factoring in risks such as driving customers or dropping them off.

Take the next step by filling out the form on this page, or by calling our office at 407.272.1976. We’ll provide you with a free, no obligation quote on your Florida commercial auto insurance.