ACI has been helping small businesses in Florida get the protection they need with affordable workers compensation insurance for more than a dozen years. We have the experience and know-how to get the job done for you, ensuring you stay in compliance with regulations, that you have greater peace of mind, that you take care of your employees in the right way, and that you do it all while getting a great deal.
It’s important to keep in mind that workers comp requirements are quite different from one state to the next. ACI works with small and medium sized businesses in many different states across the country, but here, we’re talking specifically about Florida workers comp insurance.
Florida, as with many other locales, has added specific stipulations into their workers comp requirements related to prominent industries found here more than in other places. For instance, Florida has a requirement that deals solely with the agricultural industry because it’s so prominent in the state.
In Florida, agricultural employers who have six or more regular employees, or 12 or more seasonal employees who work for more than 30 days, must have workers compensation. It’s important to be aware of these very specific guidelines.
Otherwise, all other employers outside of the construction industry need to have workers compensation insurance when they have four or more employees, whether they are full or part-time. In the construction industry though, all employers must have Florida workers comp, regardless of how many employees they have. Sub-contractors working on a project for a larger company are also required to provide proof of their own workers compensation in Florida.
If your business has been looking for affordable workers comp insurance in Florida, then let ACI help you succeed. As independent brokers, we’ll always be able to get you the best price, while finding you the coverage which is the perfect fit. Give us a call at 407.272.1976 to get started today.